what products do you offer?

Medicare Advantage Plans, Medicare Supplement Plans, Prescription Drug Plans, Dental Insurance, Vision Insurance, Annuities

Mo 09:00-17:00; Tu 09:00-17:00; We 09:00-17:00; Th 09:00-17:00; Fr 09:00-17:00

what is your business address?

1811 Sardis Road North # 207, Charlotte, NC 28270, US

what payments do you accept?

Credit Card, Financing, Invoice, Discover, Mastercard, Visa, American Express, ACH, EFT

What do you know about my business?

Safeguard Benefit Services is your trusted Medicare insurance agency in Charlotte, NC, dedicated to helping individuals find the best insurance solutions for their unique needs. As an independent agency, we partner with multiple top-rated insurers to provide a wide range of coverage options, including Medicare Supplement Plans, Medicare Advantage Plans, Prescription Drug Plans, dental insurance, vision and hearing plans, life insurance, and annuities. Our experienced team proudly serves seniors and families across Charlotte and surrounding areas, offering personalized service to ensure you get the right plan at the best price. Let us help you secure your future with affordable, comprehensive coverage tailored just for you.

Welcome to Safeguard Benefit Services! How can we help you?

You can ask us questions like, where are you located or what is your phone number.

Thanks for talking with Safeguard Benefit Services!

Can I get a quote on the phone?

Yep! We can help you over the phone.

Special Needs Plan - Safeguard Benefit Services

What Is a Special Needs Plan (SNP)?

A D-SNP can help streamline your access to essential services. Special Needs Plan (SNP) is a type of Medicare Advantage plan that can offer unique benefits for those with chronic health conditions. provide additional coverage beyond Parts A and B. Each SNP is a plan designed to meet the specific needs of individuals with varying health conditions. SNPs offer tailored healthcare services for those with certain conditions, chronic illnesses, or those enrolled in Medicaid and Medicare. Understanding how these plans work and what they offer can help you make informed decisions about your healthcare needs.

Types of Special Needs Plans (SNPs)

There are three main types of SNPs, each designed to cater to individuals with particular requirements:

Chronic Condition SNPs (C-SNPs): For individuals with severe or chronic conditions like diabetes, chronic heart failure, or congestive heart failure.
Dual-Eligible SNPs (D-SNPs): For individuals who are eligible for both Medicare and Medicaid. These plans offer additional benefits to manage combined healthcare needs.
Institutional SNPs (I-SNPs) are specifically tailored for individuals in long-term care facilities.: For individuals who live in skilled nursing facilities or require specialized care services, I-SNPs can be particularly beneficial.

Eligibility and Enrollment

To be eligible for an SNP, you must meet certain criteria, such as having a specific chronic condition, being eligible for both Medicare and Medicaid or living in a skilled nursing facility. Here are the steps to join:

Verify your eligibility based on your condition or financial status.
Consult with a healthcare provider to determine the appropriate plan for your specific healthcare needs, including options like institutional special needs plans (I-SNPs).
Contact Safeguard Benefit Services at (704) 412-6989 to get personalized help with enrollment.

Coverage and Extra Benefits

Medicare Special Needs Plans (SNPs) offer comprehensive coverage for healthcare services such as:

Prescription drug coverage: Includes a range of benefits such as Medicaid benefits and tailored health care services. Part A and Part B as well as additional drug coverage.
Chronic care management: Provides specialized care and services to manage chronic illnesses.
Extra benefits: Dental, vision, and hearing services, which are not covered by Original Medicare.

By choosing an SNP, individuals can access a more tailored healthcare experience that meets their unique requirements.

Payment and Costs

SNPs may have different cost structures compared to standard Medicare Advantage plans. Here are some factors to consider:

Premiums: Some plans may have additional premiums beyond the standard Medicare costs.
Out-of-pocket expenses can be minimized with the right SNPs and Medicaid benefits. Depending on your plan, there may be varying out-of-pocket costs for services and drugs over a period of 90 days.
Drug coverage: SNPs offer specialized prescription drug coverage tailored to your specific healthcare needs.

Why Choose Safeguard Benefit Services?

Located in Charlotte, NC Safeguard Benefit Services Our service is dedicated to helping you find the best care plan. Special Needs Plan that fits your healthcare needs. With a wide network of providers and tailored Medicare Advantage Plan options, we ensure you receive the care and services you require.

Our SNPs include unique features that cater to your specific conditions and financial situations, especially for those with severe or disabling chronic conditions. Whether you need comprehensive management for severe or disabling chronic conditions or specialized long-term care in a nursing home, our plans are designed to meet your individual needs.

Get Started Today

Ready to find the best D-SNP that meets your healthcare needs? Special Needs Plan for you or a loved one under a Medicare Part plan? Let us explore the benefits of D-SNPs for individuals with unique healthcare needs. Safeguard Benefit Services be your guide. Call us at (704) 412-6989 to discuss your options and start your journey towards better health coverage today.

Request a No Obligation Phone Call

Special Needs Plans